AI and Finance
Innovation, Resilience and Responsibility

Goal of the research project:

Artificial intelligence is one of the key drivers of modern finance. The enormous breadth of AI applications is illustrated by buzzwords such as FinTech, RegTech, Big Data, Central Bank Digital Currency (CBDC) and algorithm-based credit scoring. At the same time, the development of a normative regulatory framework for banks, customers, supervisors and central banks is only just beginning. Given the diversity and complex interaction of financial market actors, legislators as well as regulators face considerable challenges. The project group will focus on regulatory design for three critical areas: AI credit scoring, AI investor profiling, and CBDC/supervision.

Key Data:


Project duration: August 2021 – January 2023

Funder: Centre Responsible Digitality